When was the last time you bought something using a bank transfer or cash at delivery? We assume most of you can’t even remember when was the last time that happened!
That’s because most online stores today are using modern ways of accepting transactions – Paypal, Apple Pay and Debit Card.
Store owners must offer the fastest way clients can pay for the goods they want. Those who’ve built their store on WordPress are using WooCommerce Payments to achieve that.
WooCommerce Payments is an essential extension to accept the widest variety of payment methods. Built by Automattic, the company behind WooCommerce and WordPress, WooPayments offers the functionality of Stripe inside your WordPress site.
That’s right! With WooPayments, you get to use Stripe’s tech without their plugin, making it more convenient for you to manage transactions.
In today’s article, we’ll give you a comprehensive review of WooCommerce Payments and why you should use it in 2025. Enjoy!
Table of Contents
What is WooCommerce Payments?
WooCommerce Payments is a payment gateway released in late 2020. The extension was designed to handle all the aspects of online payments directly within your WooCommerce dash. This way, it eliminates the need to rely on third-party tools and integrations.
WooPayments is considered the “official” gateway for the plugin, offering great features along the way. Here are just some of them:
- Built for Woo: No other payment gateway will offer you the same level of synergy as WooPayments does. The extension was built by the creators of WooCommerce and WordPress, offering the highest level of integration with them.
- Multi-Currency Approach: The extension lets you take payments in more than 135 currencies. This eliminates one of the biggest barriers to worldwide trading and shopping.
- Pay-As-You-Go: WooPayments is available for free. Instead of paying a fee, you will be charged a small amount of money when a customer pays on your site via WooPayments. This way, the extension lowers the initial cost of opening a store.
Moreover, the extension is also highly compatible with other Woo products. If you’re using subscriptions, WooPayments would seamlessly integrate with Woo Subscriptions. This offers you a whole different level of control directly within WordPress.
Setting Up WooCommerce Payments
Setting up WooCommerce Payment is actually very very easy. Just go through the following steps and you’ll get there in no time!
Step 1: Download WooPayments
The first step would obviously be to download the extension for your WordPress account. To do that, go to WordPress.org and find the plugin. Download the .zip file and then go to your WordPress account.
There, find the “Plugins” section and click on it. Then, find the button “Upload New” and choose the file you recently downloaded. After the installation is complete, click on “Activate Plugin.”
Once you do that, you’ll find yourself on a tab where you’ll see a “Finish Setup” button. Click on that and follow the steps below.
Step 2: Provide Details
Once you hit the “Finish Setup” button, you’ll see the page displayed in the screenshot below.
[ScreenShot Showing The Setup Page]
This part might be a little misleading, as many tend to give their personal or business email. Here, you should actually enter your WordPress.com account.
Once you’ve done that, you’ll need to enter some more details about you, your company and your finances.
Step 3: More Details
Once you’ve done that part, you’ll get on this page. If you’ve used Stripe in the past, this should look very familiar to you.
That’s because WooPayments was built in partnership with Stripe and it uses the same design for this page. The only thing that was changed is the branding, from Stripe to WooPayments.
Here, you should provide your email (the business one this time,) some information about your company and your account details.
Step 4: Manage WooPayments
Now that you’ve successfully installed WooPayments on your website, it is time to configure what it should actually do.
To do that, you should go back to WooCommerce Settings and then click on Payment Methods. From there, go and click on Manage WooCommerce Payments.
Once you do that, you can enable everything you want to be activated on your website, from Apple Pay to different BNPL options like Klarna.
You can also scroll down and find the window where you can refine the transaction details. You can set up a text for the client’s bank statement and more of that here.
Payment Methods Supported by WooCommerce Payments
WooCommerce Payments offers a wide variety of payment methods you can use for your store. Here are some of them:
Express Checkout Methods
Cheaper products are usually sold faster. Nobody wants to put all their card details to buy a $10 product when they can use Apple Pay.
If you feel like your customers might need that feature, you can enable express checkout with WooPayments. It offers options like Apple Pay, Google Pay, Link by Stripe and WooPay.
This option will most likely reduce cart abandonment and increase the conversions of your online store. After all, the payment only takes one click, right?
Credit and Debit Cards
As we previously said, WooCommerce Payments is wrapping Stripe’s technology into WordPress’ dashboard.
This allows your customers to make purchases using Visa, Mastercard, American Express and Discover.
In addition, regional cards like China UnionPay and Japan Credit Bureau (JCB) are supported.
However, certain conditions apply. For instance, merchants in Japan must meet specific requirements to enable JCB payments.
Buy Now, Pay Later (BNPL) Options
Selling expensive products online is often problematic. Customers tend to hesitate when they have to make one big payment for a single product.
Psychologically, it is a lot easier for most to spread out the cost over a longer period of time. That’s why WooPayments offers buy now, pay later services from providers like Klarna, Afterpay and Affirm.
This way, WooPayments makes your website more appealing for high-value transactions. But keep in mind that these options aren’t available in all countries.
Additional Payment Methods
To support regional markets and cater to specific customer needs, WooCommerce Payments offers additional localized payment options. These include methods such as iDEAL, Bancontact, EPS, and Przelewy24.
Furthermore, BECS Direct Debit and SEPA are currently in closed beta testing, with Sofort planned for retirement.
These regional solutions ensure that merchants can efficiently serve customers in targeted locations while providing payment options they trust.
Benefits of Using WooCommerce Payments
WooCommerce Payments offers numerous advantages that make it an essential tool for modern eCommerce.
Seamless Integration
No other payment gateway will give you the same level of integration WooPayments gives. In fact, the synergy between WordPress, WooCommerce and WooPayments is nearly perfect.
PayPal’s gateway is also awesomely integrated with WooCommerce, but it doesn’t offer even half of WooPayment’s functionality.
Enhanced User Experience
WooPayments uses Stripe’s technology to process transactions but integrates it into the WordPress dashboard.
This eliminates the need to log in and use third-party applications to handle every aspect of the transactions.
Simplified Reporting
The Payments > Overview page in WooCommerce Payments provides a clear summary of your account activity.
It shows your current balance, recent payouts, and account status, making it easy to track your cash flow. Alerts for tasks like disputes or required actions appear at the top, helping you keep operations smooth.
You can also view balances in different currencies if you’ve set up multiple accounts. The page includes helpful messages and tips, ensuring you stay informed and in control of your store’s finances.
Security Features
WooCommerce Payments prioritizes security with features like PCI compliance and fraud detection.
For example, it flags fraudulent transactions, helping you avoid chargebacks and protect your revenue.
For WooCommerce advantages come visit our recent guide.
Best Practices for Managing Payments in WooCommerce
To make the most of WooCommerce Payments, follow these best practices:
Regularly Monitor Transactions
Keep an eye on your transaction history to ensure accuracy. For instance, if a customer disputes a charge, you can quickly verify the details and respond appropriately.
Optimize the Checkout Process
A streamlined checkout process can reduce cart abandonment. Avoid unnecessary steps and offer multiple payment options.
Imagine a customer about to purchase but hesitating due to a long checkout—simplifying the process can make the difference between a sale and a lost opportunity.
Customer Support
The best thing you can do for your clients is to answer their questions fast. Run your store for a couple of months to see what are the most common problems related to payments and create a FAQ.
There, answer the questions with detailed steps on how to solve the issues. For more advanced problems, set up a small customer support chat where you or your workers could answer and solve the problems that occur daily.
Conclusion
So here you have it, a complete guide on how to use WooPayments in 2025. Remember, offering your customers more checkout methods is not just about being trendy. It is about getting more conversions, better sales and more money in your accounts!
Ready to take your online store to the next level? Explore WooCommerce Payments and pair it with the versatile Blocksy starting sites for an unparalleled eCommerce experience. Share your success stories with us, and let’s shape the future of online retail together!
